Small Business Development
Microloan Program -

As an SBA micro lender, we can provide loans up to $50,000 to help entrepreneurs with working capital, equipment, purchases, and more.

Energy Solutions Lending

We finance energy solutions for neighbors across a variety of sectors to find the right financing solutions for their project needs.

Drone shot of solar
Fresh Start Farms Arial View

How We Can Help

We offer lending solutions up to $2.5 million in New Hampshire and Vermont for the following sectors:

  • For-profit and nonprofit businesses/developers
  • Municipalities
  • Cooperatives
  • Agricultural entities
  • Applicants/awardees of a USDA REAP Grant
  • Residential manufactured-home buyers*

Rates

5-8% APR
3.5% opportunity for those who meet eligibility requirements

Terms

5-7 years, extended amortization possible

Submit a Loan Inquiry

Permanent debt, construction and bridge financing, refinance, project acquisition, community solar, Power Purchase Agreements (PPAs) or Energy Savings Agreements (ESAs).

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- Installation of solar panels and related upgrades.

- Clean energy installations such as heat pumps, battery storage, EV chargers, fuel cells, and microgrids.

- Energy efficient building projects including energy audits, efficient appliances, and weatherization.

- Green Farm and Food projects using commercial technologies to improve soil, water, and waste management.

- ENERGY STAR® or better rated manufactured homes*.

Submit a Loan Inquiry
Contact Betsy Segal

VP of Business and Community Lending

Email Betsy
Contact Cat Bryars

Program Director

Email Cat