We envision a future where everyone has access to the financial, human, and civic resources they need to live secure and prosperous lives.
Focus Areas
From helping you purchase a manufactured home, to strengthening small businesses and nonprofits, and supporting entire towns as they work to secure financing, our services support the security and growth of people and communities.
Affordable Homes
Loans and support for manufactured-home buyers, homeowners who want to refinance or make home improvements, and developers building multi-family housing.
Resident-owned Communities
Loans, coaching, and advice for manufactured-home owners whose park is for sale or already live in a resident-owned community (ROC).
Small Businesses & Nonprofits
Customized loans to strengthen and expand local businesses and nonprofits, including farm and food producers and childcare centers.
Small Towns & Municipalities
Assisting towns and municipalities in planning for economic development by securing funding and implementing projects per funder rules and regulations.
2024 was a meaningful and inspirational year working with investors, borrowers, and partners across New Hampshire, Vermont, and beyond to build stronger communities and help people achieve their dreams. Find out how we’re moving forward into our next chapter in our Annual Report.
When you invest with us, you have the opportunity to receive a combination of financial and social returns — wins for both you and the community.
We've always been guided by relationships and faith in regular people. Seventy-seven percent of our investors are individuals and we have a 100% investor repayment record. In addition to an established record of supporting entrepreneurs, we invest in local renewable energy aimed at empowering homeowners and businesses to be self-reliant.
Founders of the ROC model, we are recognized nationally as innovators in the preservation and financing of affordable manufactured homes.
Our neighbors-investing-in-neighbors model is aimed at building stronger, resilient, and more self-reliant communities, improving the lives of people throughout New Hampshire, and serving as a model across the U.S.
I immediately thought you were different. When we talked it was about: What does your business need? I got a sense that there was a partnership beyond just a financial partnership.
Gail SomersOwner of Yahso Jamaican Grille, Keene
If the New Hampshire Community Loan Fund had not made this happen, Keene would not have an entire section of its beautiful city rehabilitated.
Bob ElliottFormer staff, Monadnock Economic Development Corporation
The Community Loan Fund brings a sense of possibility and abundance to a part of the population that grew up with a sense of scarcity. We look at what people have, not at what they don’t have. We adapt ourselves to what people can do.
Julie EadesNew Hampshire Community Loan Fund, Founding President
News & Insights
The latest on affordable housing, community lending and investing, our impact, and other stories about the inspirational people we work with in New Hampshire.
