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      • Homebuyer Resources and Coaching
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Invest

Invest in Your Neighbors & Community

An investment in the New Hampshire Community Loan Fund is an investment in your neighbors. Your choice to invest locally builds stronger and more self-reliant communities while you earn financial and social returns.

Start Your Investment Journey
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Your Investment Makes A Difference

We immediately put your money to work in a variety of ways that lift people and communities that may not have access to the loans they need. 

Andrew Moore -1
Affordable Homeownership

Support manufactured-home buyers and people looking to save or improve their existing manufactured home.

Ahmad aissa
Small-Business Loans

Be part of helping established local businesses prosper, grow, and provide high-quality jobs.

Vic Geary 6
Community Development

Champion critical nonprofits, childcare centers, multi-family housing, energy-efficiency projects, and much more.

How to Invest

The Investment Process

As an investor, I believe that money shouldn't just make returns but build something.

Carlos RincóninvestorRead more
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Planned Gifts
Investors & Donors Contribute to Us
Housing Development Loans
We Lend to Responsible Borrowers
ROC Support
We Coach Borrowers Towards Success
Gifts of Stock
Investors Get Financial & Social Returns
Permanent Fund
Investors Can Reinvest
How to Invest
Investors Choose an Annual Fixed Rate of Interest
0%

0 to 10 Years

Up to1%

1 or 2 Years

Up to2.5%

3 or 4 Years

Up to3%

5 or 6 Years

Up to3.5%

7+ Years

How to Invest

Social Returns

We say our investors earn returns that are both financial and social. While most people are familiar with financial returns, some social returns are less obvious. Explore their benefits below.

Improved Education Outcomes

Kids do better in school when they have secure housing and high-quality childcare.

Improved Personal and Community Self-reliance

Local energy efficiency investments put the power of energy costs and maintenance in the hands of individuals and communities.

Health, Psychological, Employment, and Safety Benefits

Reducing housing insecurity and increasing homeownership rates lower crime and divorce rates while improving job performance.

When people have secure, affordable, housing they are able to show up to work rested and more often. This has the natural effect of improving job performance, leading to long-term employment — a boon to families and local economies.

How to Invest
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Financial Stability

As one of the longest standing Community Development Financial Institutions (CDFIs) in the US, we stand on a firm financial foundation. We continue the spotless 100% investor repayment we have maintained over our 40+ years in operation.

We believe our dedication to protecting investors is one of the reasons why neighbors like you continue to trust us to make a difference in our communities.

Our Financials
How to Invest

As an investor, I believe that money shouldn't just make returns but build something.

Carlos Rincóninvestor
Read more
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As a CPA for a local firm, I have encouraged my financially comfortable individual clients to consider the New Hampshire Community Loan Fund as an investment option.  I like the idea of my money going for a good purpose.  I encourage others to make the same choice.

Abby DawsonImpact Investor
Abby Dawson

M&T Bank strives to make a positive impact in peoples' lives and in the communities we serve. Our $4 million low-interest rate investment will support the Community Loan Fund's mission and help preserve and create much needed housing. 

Tim WadeRegional President, M&T Bank

The Community Loan Fund provides opportunity for people in NH; our investment supports their work long term.

Ellie CochranInvestor
Ellie cochran

We are proud to support these efforts knowing our investment will provide direct funding to multiple home buyers.

Lynn LagasseSeacoast Board of Realtors
Seacoast Investment 2025 10 21 180611 igmw
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Contact Us

Contact Mark Cheever, our VP of Investor and Donor Relations, to talk about how we can put your investment to work.

Call Mark: (603) 856-0734

Email Mark
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Stay Up to Date

Subscribe to our newsletter to get regular updates on projects, impact, and our latest insights.

NOTE: Rates for new investments or renewals are subject to change.

Investments at 0% and 1% are absolutely vital to our ability to innovate and shape loan terms to the needs of our borrowers. 

The work is so vital, and the payoff is happening every day.

Joe KeefeImpax Asset Management

They make a difference in the lives of fellow N.H. folks.

Becky BerkDonor and Investor
More Quality Jobs

Small businesses are the primary employers for people across the state. This is especially true in rural areas and small towns. By investing with us, you are providing opportunities for small businesses to grow, prosper, and offer more quality local jobs.

We specialize in supporting local food systems, including farms, dairies, restaurants, distributors, and markets. Feel satisfied while shopping at a local farmers market or collecting your CSA share, knowing you’re helping put fresh food on your table and the tables of farmers and their employees.

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