An investment in the New Hampshire Community Loan Fund is an investment in your neighbors. Your choice to make a fixed-rate, fixed-term invesment builds stronger and more self-reliant communities while you earn financial and social returns.
Start Your Investment Journey
We immediately put your money to work, providing people and communities with the capital and coaching they need to have economic security.
Support manufactured-home buyers and people looking to save or improve their existing manufactured home.
Help established local businesses prosper, grow, and provide high-quality jobs.
Champion critical nonprofits, childcare centers, multi-family housing, energy-efficiency projects, and much more.
0 to 10 Years
Up to1%1 or 2 Years
Up to2.5%3 or 4 Years
Up to3%5 or 6 Years
Up to3.5%7+ Years
NOTE: Rates for new investments or renewals are subject to change.
Investments at 0% and 1% are absolutely vital to our ability to innovate and shape loan terms to the needs of our borrowers.
As one of the longest standing Community Development Financial Institutions (CDFIs) in the US, we stand on a firm financial foundation. We continue the spotless 100% investor repayment we have maintained over our 40+ years in operation.
Our financial strength and performance, along with our impact management, are evaluated annually by Aeris®, whose financial ratings assess capitalization, asset quality, management, earnings, and liquidity. We received our highest-ever rating for financial strength from Aeris in 2025: AA for financial strength, the highest impact rating of 4 stars, and a Policy Plus rating for our meaningful policy work. Read more in our Aeris® Fact Sheet.
We believe our dedication to protecting investors is one of the reasons why neighbors like you continue to trust us to make a difference in our communities.
The Community Loan Fund provides opportunity for people in NH; our investment supports their work long term.
M&T Bank strives to make a positive impact in peoples' lives and in the communities we serve. Our $4 million low-interest rate investment will support the Community Loan Fund's mission and help preserve and create much needed housing.
As a CPA for a local firm, I have encouraged my financially comfortable individual clients to consider the New Hampshire Community Loan Fund as an investment option. I like the idea of my money going for a good purpose. I encourage others to make the same choice.
We are proud to support these efforts knowing our investment will provide direct funding to multiple home buyers.
Contact our Investments team to talk about how we can put your investment to work.
Call us: (603) 856-0746
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