Resource Becoming an ROC
Disaster Relief Fund -

Support Tanglewood Cooperative Park in re-establishing community safety!  

Donate today!

For Small Businesses & Nonprofits

Private, non-governmental, flexible assistance that fits the needs of your company or organization.

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More Than Loans

We go beyond the services of traditional lenders by connecting you to a knowledge network of experts to help you with finances and other business-related information. Connect with coaching services that can help you analyze your organization and make informed decisions aimed at helping you pay off your loan, hit your finance goals, and improve your organization.

Business LendingNonprofit Lending

Services

Lending Capital

Small business and nonprofit owners need flexible capital that meets individual needs. Our one one-size-fits-one approach to lending allows us to meet you where you are.

Coaching & Guidance

Our coaching and guidance efforts are the cornerstone of our lending work across the state.  We approach this as business consultants and find the tools and resources that work for you. Our belief that lending alone isn't enough is central to our mission. We are with you for the long haul.

Grant Writing & Project Development

Grant funds require significant planning and preparation before an application is submitted: establish a scope of work, develop budgets and timelines, and identify match funds. Then, when a potential funding source is discovered, collect organizational documents. Our experience in securing and administering grant funds support projects that create jobs and improve communities. 

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Small Business Services Cost Share Program

NCIC, a program of New Hampshire Community Loan Fund has received an award from the USDA-RD Rural Business Development Grant (RBDG) Program. The purpose of this project is to provide funding for technical assistance services for small businesses. These Funds are available for small businesses located in the New Hampshire counties of Carroll, Coos, and Grafton, as well as in the Vermont counties of Caledonia, Essex, and Orleans. 

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Service Focus Areas

We are happy to invite you to discover some of the unique services we focus on to enhance our general small business and nonprofit lending.

Two Historic Teams

In 2024, we joined forces with NCIC, bringing together two teams with over 90 combined years of lending and community development expertise. Learn more about our work together and how our combined efforts have helped expand and deepen our impact across N.H. and VT's Northeast Kingdom.

News, Press Release
NCIC joins NH Community Loan Fund

The New Hampshire Community Loan Fund and Northern Community Investment Capital (NCIC) have completed their merger, connecting two of the state’s longest-serving community development organizations.

Steve Varnum   2/27/2024Read MorePress Release
Community Loan Fund to acquire NCIC

The New Hampshire Community Loan Fund and Northern Community Investment Corporation (NCIC) have reached an agreement that will enable the Community Loan Fund to acquire NCIC’s assets and programs.

Steve Varnum   10/13/2023

Contact Us

Contact Betsy Segal, our VP of Business and Community Lending to discuss your needs.
Call Betsy: (603) 856-0725

Email Betsy
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Celebrating Success

We only succeed when our borrowers succeed. Their stories bring us joy and drive us every day to work to provide more opportunities for our neighbors to shine.

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Small Businesses
Mill Village Country Store in Stoddard Keeps Their Doors Open

How do you keep your store going when the floor’s about to collapse?

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Robertson family with cow
Small Businesses
Robertson Family Adds Creamery to Help Bohanan Farm Stay Productive and Profitable

What does it take for a family farm to survive for five generations?

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BF Nicole Sublette
Therapists of Color New England

Lifting entrepreneurs, breaking cycles

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Main Street Warner
Small Businesses, Nonprofits
Community-centered in Warner

The building would enable MSW to provide the food pantry much-needed storage space, provide concerts and other events, and host meetings.

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A Cultural Connection on Keene's Main Street

“It’s more than a business. It’s more than a restaurant. It’s a cultural connection.” - Gail Somers, Owner Yahso Jamaican Grille

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Energy Efficiency Solutions
Good Energy Produces Good Jobs

ReVision Energy, along with the New Hampshire Community Loan Fund and a handful of investors, is working to bring solar power to the community organizations that could most benefit from it.

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Nonprofits
One Building, Double Impact
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MamaSezz Believes in Food That Heals

The idea: 

Provide business-growth financing with more flexibility than traditional loans and without owners having to cede control to equity investors.

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All Stories

They took the time to really get to know our business, and offered a loan that fit our unique needs. They’re interested in helping New Hampshire businesses with job creation and stability.

Brad SterlOwner, Rustic Crust

Working with the Community Loan Fund was so much easier than I expected. Within two weeks I was meeting with a feasibility study consultant with experience in our field. The result is a large savings in time and capital and more focus on the essence of our business. The Community Loan Fund is a fantastic resource.

Greg MeehOwner, Canterbury Spirits

We can have a lot of beautiful ideas, but mentorship is invaluable in moving those ideas into practicality. And that’s part of this process with the Community Loan Fund.

Nicole SubletteTherapist and Entrepreneur
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BF Nicole Sublette
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