Our Impact
For over 40 years we have worked with impact investors and community donors to provide people, businesses, nonprofits, cities, and towns with the financial, human, and civic resources they need to build strong communities.
For over 40 years we have worked with impact investors and community donors to provide people, businesses, nonprofits, cities, and towns with the financial, human, and civic resources they need to build strong communities.
We got our start in 1983 when we helped Meredith Trailer Park, a 13-home community facing closure, become Meredith Center Cooperative — New Hampshire’s first resident-owned community (ROC).
That first investment, from the New Hampshire Sisters of Mercy, touched off what has grown into a national ROC movement. Since then, we have helped purchase or preserve over 11,000 affordable manufactured homes, helped grow hundreds of businesses and nonprofits, and supported energy-efficiency projects that create self-reliance.
We are happy to share some of the real-world change we have helped create.
ACRES OF FARMLAND CREATED OR PRESERVED
TOTAL LENDING
Use the map to explore over four decades of our work across New Hampshire. Since 99.9% of New Hampshire residents live within 10 miles of a Community Loan Fund borrower, it’s likely we’re making an impact in your community.
Use the map to explore over four decades of our work across New Hampshire. Since 99.9% of New Hampshire residents live within 10 miles of a Community Loan Fund borrower, it’s likely we’re making an impact in your community.
People are at the heart of our work. Their stories shine a light on the intangible impacts that they create and experience when they have access to resources.
Throughout our history we have received dozens of prestigious awards. This recognition helps fuel our passion for leading the national neighbors-investing-in-neighbors movement. Below are some highlights:
This award was presented to our President and CEO, Steve Saltzman, by the USDA for his efforts to expand meat and poultry processing across the country.
Award for our business investment program from Business NH Magazine and NH Association of Chamber of Commerce Executives.
Awarded by the New Hampshire Women’s Foundation for the Business of Child Care initiative, which helps childcare and early-education directors better understand and manage their centers’ finances.
Presented by the Opportunity Finance Network, this is the most prestigious honor in the CDFI field, recognizing us for providing fair, fixed-rate mortgage loans to help people in resident-owned communities build value in their manufactured homes.
We work with aligned nonprofits, affordable-housing developers, government agencies, and other institutions to create greater impact than we can accomplish on our own.
You may have noticed that we sometimes receive government funds and wondered how they affect our revenue and create impact.
Federal, state, and local governments offer many grant programs that fund ideas and projects that provide public services and stimulate the economy. These funds rarely pay for our programs or provide us with money to loan. That comes from our investors and donors.
Instead, most government grants and loans pass through us and into the community. We’re allowed to use a small amount to cover some (but not all) of our administrative costs. As a trusted nonprofit financial institution, we are chosen by state and federal government departments to administer the funds.
The impact of these pass-through funds is tremendous. Over recent years, we have administered nearly $200 million to help Granite Staters with energy savings, weatherization, low-cost lending, sustainable food systems, and business growth.
We continue to actively pursue state and federal dollars to help N.H. homeowners, ROCs, businesses, nonprofits, and communities reduce energy costs and create economic revitalization.
Get the details about the government grants and loans we administer and disburse.
Subscribe to our newsletter to get regular updates on projects, impact, and our latest insights.
AFFORDABLE HOME LOANS
BUSINESSES SUPPORTED OVER OUR 40+ YEAR HISTORY
BORROWERS WHO ARE FIRST-TIME HOMEOWNERS
HOURS OF COACHING AND TRAINING PROVIDED