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News & Insights

The latest on affordable housing, community lending and investing, our impact, and other stories about the inspirational people we work with in New Hampshire.

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News
Manufactured Housing Can Put Homeownership Within Reach

Many think the American dream of homeownership is dead for New Hampshire families with lower incomes, but that isn’t true. While prices for starter homes continue to rise, owning a manufactured home in one of New Hampshire’s 148 resident-owned communities (ROCs) is now the most affordable form of housing in the Granite State.

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Investing
Tackling Housing and Workforce Challenges Through Impact Investing

The New Hampshire Community Loan Fund recognizes that a lack of access to credit is a major barrier to self-sufficiency. 

N.H. Community Loan Fund11/5/2024Read More
Derry Oak Ribbon Cutting
Becoming a Resident-owned Community, ROC Training and Information, Affordable-housing Development, Policy & Advocacy, Resident-owned Communities
New Hampshire’s 150th resident-owned community celebrated with ribbon cutting at Derry Oak Village Cooperative

On Tuesday, September 3, a ribbon cutting celebrating New Hampshire’s 150th resident-owned community (ROC) was held at Derry Oak Village Cooperative (DOVC) in Derry, New Hampshire. The Granite State’s first ROC was formed in Meredith in 1983, and it quickly became a model for stabilizing manufactured housing affordability nationwide.  

N.H. Community Loan Fund9/11/2024Read More
CDFI, Community Loan Fund
In the beginning: Using money to build community

In late 1982, Peter Thibeault, a consultant for the Tri-County Community Action Program (CAP), had a grant to support cooperative housing and business development in New Hampshire’s North Country. The CAP liked the idea of creating a revolving fund to support numerous projects but had neither the structure nor the expertise to run it.

N.H. Community Loan Fund8/27/2024Read More
Community Loan Fund
Leveraging Government Programs for Local Impact

Recent federal, state, and local initiatives have created grant programs designed to provide public services and stimulate local economies. Many of these programs align with New Hampshire Community Loan Fund’s mission and provide a direct benefit to the people we serve.

N.H. Community Loan Fund8/14/2024Read More
Steve S in field with mountains
CDFI, Policy & Advocacy
Steve Saltzman named to CDFI Coalition board

The N.H. Community Loan Fund’s President and CEO, Steve Saltzman, was recently voted onto the board of directors of the national CDFI Coalition.

N.H. Community Loan Fund6/21/2024Read More
FB MH carport
Buying a Manufactured Home, Becoming a Resident-owned Community, Affordable-housing Development, Policy & Advocacy
Assessment of single-family lending on manufactured homes

This spring we produced a report on our manufactured-home lending for ROC USA, a CDFI lending subsidiary that works with 321 resident-owned communities nationwide. Our data demonstrate that manufactured-home loans perform well.

N.H. Community Loan Fund6/20/2024Read More
Steve S in field with mountains
Small Businesses, Sustainable Food Systems, Policy & Advocacy
Steve Saltzman recipient of USDA Rural Development Award

The New Hampshire Community Loan Fund’s President and CEO, Steve Saltzman, recently received the Rural Development Under Secretary's Award presented by the U.S. Department of Agriculture (USDA) for his efforts to expand meat and poultry processing across the country. 

N.H. Community Loan Fund5/9/2024Read More
Realtors in a snowy roc
Investing, CDFI, Donating
Northeast Delta Dental Invests $1 Million in Community Loan Fund

Mission-related investment will support affordable homeownership; Northeast Delta Dental, a not-for-profit insurance company based in Concord, has invested $1 million in the New Hampshire Community Loan Fund.

N.H. Community Loan Fund5/1/2024Read More
Affordable-housing Development, Buying a Manufactured Home
Manufactured Homes Could Ease The Housing Crisis. Why Aren’t They?

I’ve been wondering why so few manufactured homes are being made, when manufactured homes could ease the affordable housing crisis in New Hampshire and nationally. Recently, the Urban Institute provided some answers.

N.H. Community Loan Fund5/1/2024Read More

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