New Research on Manufactured Homes from The Pew Charitable Trusts Highlights N.H. Model
by N.H. Community Loan Fund
on March 23, 2026
The Pew Charitable Trusts recently released a new report that shows states hold the keys to greater mortgage access for manufactured-home buyers, based on the success of New Hampshire. Modernizing state laws could lower the cost to buy a home and help families to build financial stability through sustainable homeownership.
New Hampshire Community Loan Fund COO & SVP of ROC-NH Sarah Marchant was featured in a Pew webinar on March 24 about the research.
As the report notes: "Home-only mortgages in New Hampshire had lower interest rates, had lower monthly payments, and cost less overall than home-only loans in other parts of the United States.... Not only is the monthly payment lower, but the repayment period is also shorter in New Hampshire than in the rest of the country, so borrowers made fewer payments. In all, they saved about $49,000 over the life of the loan, compared with home-only borrowers in the rest of the country."
Our 20+ years of success in offering fair, fixed-rate, 30-year mortgages to manufactured homeowners shows what's possible when we invest in our neighbors and believe in opportunity for all.
Read the report here.