News & Insights
The latest on affordable housing, community lending and investing, our impact, and other stories about the inspirational people we work with in New Hampshire.
Manufactured Housing Can Put Homeownership Within Reach
Many think the American dream of homeownership is dead for New Hampshire families with lower incomes, but that isn’t true. While prices for starter homes continue to rise, owning a manufactured home in one of New Hampshire’s 148 resident-owned communities (ROCs) is now the most affordable form of housing in the Granite State.
Learn MoreNew Hampshire’s 150th resident-owned community celebrated with ribbon cutting at Derry Oak Village Cooperative
On Tuesday, September 3, a ribbon cutting celebrating New Hampshire’s 150th resident-owned community (ROC) was held at Derry Oak Village Cooperative (DOVC) in Derry, New Hampshire. The Granite State’s first ROC was formed in Meredith in 1983, and it quickly became a model for stabilizing manufactured housing affordability nationwide.
N.H. Community Loan Fund 9/11/2024Read MoreCDFI, Community Loan FundIn the beginning: Using money to build community
In late 1982, Peter Thibeault, a consultant for the Tri-County Community Action Program (CAP), had a grant to support cooperative housing and business development in New Hampshire’s North Country. The CAP liked the idea of creating a revolving fund to support numerous projects but had neither the structure nor the expertise to run it.
N.H. Community Loan Fund 8/27/2024Read MoreCommunity Loan FundLeveraging Government Programs for Local Impact
Recent federal, state, and local initiatives have created grant programs designed to provide public services and stimulate local economies. Many of these programs align with New Hampshire Community Loan Fund’s mission and provide a direct benefit to the people we serve.
N.H. Community Loan Fund 8/14/2024Read MoreCDFI, Policy & AdvocacySteve Saltzman named to CDFI Coalition board
The N.H. Community Loan Fund’s President and CEO, Steve Saltzman, was recently voted onto the board of directors of the national CDFI Coalition.
N.H. Community Loan Fund 6/21/2024Read MoreBuying a Manufactured Home, Becoming a Resident-owned Community, Affordable-housing Development, Policy & AdvocacyAssessment of single-family lending on manufactured homes
This spring we produced a report on our manufactured-home lending for ROC USA, a CDFI lending subsidiary that works with 321 resident-owned communities nationwide. Our data demonstrate that manufactured-home loans perform well.
N.H. Community Loan Fund 6/20/2024Read MoreSmall Businesses, Sustainable Food Systems, Policy & AdvocacySteve Saltzman recipient of USDA Rural Development Award
The New Hampshire Community Loan Fund’s President and CEO, Steve Saltzman, recently received the Rural Development Under Secretary's Award presented by the U.S. Department of Agriculture (USDA) for his efforts to expand meat and poultry processing across the country.
N.H. Community Loan Fund 5/9/2024Read MoreInvesting, CDFI, DonatingNortheast Delta Dental Invests $1 Million in Community Loan Fund
Mission-related investment will support affordable homeownership; Northeast Delta Dental, a not-for-profit insurance company based in Concord, has invested $1 million in the New Hampshire Community Loan Fund.
N.H. Community Loan Fund 5/1/2024Read MoreAffordable-housing Development, Buying a Manufactured HomeManufactured Homes Could Ease The Housing Crisis. Why Aren’t They?
I’ve been wondering why so few manufactured homes are being made, when manufactured homes could ease the affordable housing crisis in New Hampshire and nationally. Recently, the Urban Institute provided some answers.
N.H. Community Loan Fund 5/1/2024Read MoreROC Training and Information, Policy & AdvocacyBill to increase manufactured housing opportunities passes NH House
A bill that would create more opportunities for manufactured housing across the state passed the New Hampshire House March 30, and is headed for the Senate.
N.H. Community Loan Fund 4/1/2024Read MoreStay Up to Date
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