Resource Becoming an ROC
Disaster Relief Fund -

Support Tanglewood Cooperative Park in re-establishing community safety!  

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Our Impact

For over 40 years we have  worked with impact investors and community donors to provide people, businesses, nonprofits, cities, and towns with the financial, human, and civic resources they need to build strong communities.

Mother and daughter in front of their home
Family in a backroom of a store
Deanbrook village coop

Creating Momentum

We got our start in 1983 when we helped Meredith Trailer Park, a 13-home community facing closure, become Meredith Center Cooperative — New Hampshire’s first resident-owned community (ROC).

That first investment, from the New Hampshire Sisters of Mercy, touched off what has grown into a national ROC movement. Since then, we have helped purchase or preserve over 11,000 affordable manufactured homes, helped grow hundreds of businesses and nonprofits, and supported clean energy projects that create self-reliance.

Tangible Results

We are happy to share some of the real world change we have helped create.

$14M+

INVESTED IN LOCAL FARM AND FOOD BUSINESSES

95%

OF OUR INVESTOR CAPITAL IS DEPLOYED IN THE COMMUNITY

2.19

IN ECONOMIC IMPACT IS GENERATED FOR EVERY DOLLAR WE LEND

100%

INVESTOR REPAYMENT RATE OVER OUR 40+ YEAR HISTORY

1,000

MINIMUM AMOUNT TO BECOME AN IMPACT INVESTOR IN YOUR COMMUNITY

$20

average monthly savings per household from community solar projects

Invest in Your Community

Get the details on how to become an impact investor and put your funds to good use helping  your neighbors and your community.

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Donate to Our Mission

Your donation helps fund our work as a resource for the lively communities and people we have the honor of serving.

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National & Local Honors

Throughout our history we have received dozens of prestigious awards. This recognition helps fuel our passion for leading the national neighbors-investing-in-neighbors movement. Below are some highlights:

Rural Development Under Secretary's Award, 2023

This award was presented to our President and CEO, Steve Saltzman, by the USDA for his efforts to expand meat and poultry processing across the country.

2023 Sustainability Award

New Hampshire Businesses for Social Responsibility recognized us for our work in the area of justice, equity, diversity, and inclusion.

Business of the Year — Business Assistance Organization category, 2019

Award for our business investment program from Business NH Magazine and NH Association of Chamber of Commerce Executives.

SHE Change Award, 2017

Awarded by the New Hampshire Women’s Foundation for the Business of Child Care initiative, which helps child care and early education directors better understand and manage their centers’ finances.

Rep. James Leach Award, 2014

Presented by the National Community Reinvestment Coalition for the most outstanding rural nonprofit organization that best promotes fair and equal access to credit and capital and promotes wealth-building in traditionally underserved populations.

NEXT Award for Opportunity Finance, 2009

Presented by the Opportunity Finance Network, this is the most prestigious honor in the CDFI field, recognizing us for providing fair, fixed-rate mortgage loans to help people in resident-owned communities build value in their manufactured homes.

Our Strategic Goals

We believe in opportunity for all. To provide systematically excluded people with opportunities to build more prosperous lives, we have developed a Strategic Plan. We invite you to learn about our strategic goals below.

1
Impact

Expand lending to meet the growing demands for capital

2
Investment

Expand and diversify the number of people and institutions donating and investing

3
Capacity

Cultivate and invest in excellence and innovation in products and processes

4
Governance

Active Board engagement in attracting the resources needed for robust growth

Men talking in the street
Family walking in the street

Expanding Impact Through Partnerships

We work with aligned nonprofits, affordable housing developers, government agencies, and other institutions to create greater impact than we can accomplish on our own.

Impact Through Government Partnerships

You may have noticed that we sometimes receive government funds and wondered how they affect our revenue and create impact. 

Federal, state, and local governments offer many grant programs that fund ideas and projects that provide public services and stimulate the economy. These funds rarely pay for our programs or provide us with money to loan. That comes from our investors and donors. 

Instead, most government grants and loans pass through us and into the community. We’re allowed to use a small amount to cover some (but not all) of our administrative costs. As a trusted nonprofit financial institution, we are chosen by state and federal government departments to administer the funds, but our costs to do so aren’t always fully covered.

The impact of these pass-through funds is tremendous. Over recent years, we have administered nearly $200 million to help Granite Staters with energy savings, weatherization, low-cost lending, sustainable food systems, and business growth.

We continue to actively pursue state and federal dollars to help N.H. homeowners, ROCs, businesses, nonprofits, and communities reduce energy costs and create economic revitalization.   

Get the details about the government grants and loans we administer and disburse.

A garden in midst of construction

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