Homeowners and home-buyers in New Hampshire’s resident-owned manufactured-home communities (ROCs) can save thousands of dollars over the life of their home loans, thanks to the new Home Preferred Manufactured Housing in ROCs program.

These loans, for people who want to purchase or refinance a home, feature:

• fixed interest rates comparable to those of traditional site-built homes,
• low down payments, and
• low mortgage-insurance requirements.

Borrowers must:

• live in the home;
• if a first-time buyer, attend homebuyer education, and;
• live in an approved ROC.

Home Preferred-approved co-ops

• Barrington Oaks, Barrington
• Bayview Village, Dover
• Black Bear Village, North Conway
• Camp Sargent Road, Merrimack
• Elm Brook Village, Hopkinton
• Exeter-Hampton, Exeter
• Granite Estates, Derry
• Jewel Estates, Merrimack
• Lakes Region Mobile Home, Belmont
• Lilac Drive, Raymond
• Medvil, Goffstown
• Otarnic Pond, Hudson
• Pepperidge Woods, Barrington
• Seacrest, Seabrook
• View Point, Swanzey

More questions?

Check out the Home Preferred frequently-asked questions

Ready to apply?

If you’d like to apply for a Home Preferred loan, please call us at (603) 224-6669, option 1.

If your co-op doesn’t qualify for Home Preferred, or you don’t, you may still be able to get a Welcome Home Loan to buy or refinance a home in any ROC in N.H.

Ask your board of directors

More ROCs are in the process of seeking approval for Home Preferred. If you’d like to take advantage of these low rates, and you live in a co-op that isn’t on the above list, call ROC-NH Vice President Tara Reardon at (603) 856-0755 to learn about the eligibility process. Our ROC-NH team will work with your board of directors through its application.