commercial loans

our vision

  • Small businesses thrive in every sector and every region of New Hampshire
  • Business owners never have to shelve a growth plan for lack of access to capital and expertise
  • Businesses create quality jobs, with benefits, for workers with less than four-year college degrees

what we offer

  • Flexible capital, including from private co-investors
  • Comprehensive assessment and customized advice from a diverse professional network
  • Typically our business loans range from $20,000 to $1 million (higher with other participating lenders)
  • Flexible collateral requirements
  • Interest-only periods, depending on loan purpose/structure
  • Creativity and experience to get difficult deals to “yes”
  • Feedback and advice when a loan from us isn’t appropriate

loan purposes

We lend to small businesses, including those considered too small or too risky for other lenders, for:

  • Purchase of equipment or other fixed assets
  • Business acquisition
  • Marketing capital
  • New-product development
  • Inventory expansion
  • Acquisition of, or improvements to, land or buildings
  • Other uses, considered case-by-case

contact us

We invite you to learn more, or apply for financing, if your company:

  • is located in New Hampshire or a neighboring state,
  • employs NH residents, and
  • has at least 12 months of operational revenues.

Submit a loan inquiry or call us at (603) 224-6669. Please include your name, the name of your company and a very brief description of what it does, the amount of your loan request, and the best way to reach you.

We’ll do our best to get back to you within two or three business days.

If your company is not located in N.H., please consult the CDFI Locator to find a community development financial institution that covers your state.

If your company is a startup, please visit our Toolbox for helpful information.

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