general community loan fund

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We focus on Opportunity. For all.
We celebrated our 40th anniversary on Sept. 21, 2023.
This video looks back at our history and forward to the next 40 years.

A workforce housing solution
We're helping to solve the state's workforce housing crisis by making affordable manufactured-home-mortgage loans to young workers like Nisha Negron, who would otherwise not be able to buy a house.

Strengthening minority communities by supporting entrepreneurs
Community-Driven Economic Empowerment (C-DEE), our pilot program with the Manchester NAACP, aims to bring people of color together as a community to create and support resilient neighborhood businesses.

We focus on Opportunity. For all.
We believe in the power of regular people to transform their lives if given the opportunity and the tools to do so. That's why we exist. That's what we do.

CDFIs finance justice
With deep roots in the civil rights movement, CDFIs including the NH Community Loan Fund have fought for justice for decades. "With one loan ..." we change lives. Believe it.

Opportunity NH Investments
Investments in the New Hampshire Community Loan Fund pay fixed-rate interest and supply the funds we lend into communities statewide.

We're problem-solvers
Collaboration, creativity, and flexibility are at the center of everything we do.

Building a strong future
Investments in quality early education programs, and making them available to all working parents are core community development building blocks.

"What are your losses?" "Zero."
George McCarthy explains why the Ford Foundation invested in the Community Loan Fund.

A successful lender
George McCarthy says the Community Loan Fund's lending programs succeed because: "They know who they're lending to, they know what they're lending to and they're also willing to be sure they're prepared to be borrowers."

Solving problems
George McCarthy on how the Community Loan Fund saw a need, applied innovation and skill to solve the problem, and created an industry-changing strategy.

"Global talent"
"The Community Loan Fund put manufactured housing on the map in the affordable housing world," says George (Mac) McCarthy, then with the Ford Foundation. "This is local talent that is global talent ... "

2009 NEXT Award
Presenting the New Hampshire Community Loan Fund, recipient of the NEXT Award for Opportunity Finance

NEXT award speech
N.H. Community Loan Fund President Juliana Eades accepts the 2009 NEXT Award for Opportunity Finance.

resident-owned communities

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There at the beginning
The Sirles brothers' lives were changed by growing up in New Hampshire's first resident-owned community (ROC) in Meredith Center.

Bringing solar energy to ROCs
We're investing in solar projects in resident-owned communities to bring more-affordable renewable energy to low- and medium-income homeowners.

Infill training series
Empty lots cost resident-owned communities (ROCs) thousands of dollars each year. Why not get going now on a plan to fill yours? Our video series takes you through what needs to be done.

Co-ops are good for communities
A planning director lists the ways cities and towns benefit from the presence of resident-owned manufactured-home communities.

Co-op work is rewarding
A ROC president calls leading a community challenging and satisfying. One key is making sure all members have a voice.

'Boot Camp' for new co-op boards
Board members and leaders of newly converted ROCs learn when they need to know at ROC-NH's "boot camps."

Preserving affordable housing
Why manufactured housing, the most-affordable housing option in many communities, needs to be preserved.

Nowhere to go
The owner of a manufactured-home park in Hooksett, N.H., closed the park and evicted the residents, some of whom were elders and had nowhere else to go.

Co-op members run the business
Cooperative ownership puts residents in charge of a multi-million-dollar business--their community.

Pride, safety, control
Members of manufactured-home cooperatives describe numerous benefits of resident ownership of their communities.

The first 100
The story of New Hampshire's first 100 resident-owned manufactured-home communities (ROCs)

A home you take pride in
Manufactured homes aren't trailers, and they're not mobile. Homeowners take much pride in their houses and their communities

Co-ops add value to communities
A planning director lists the ways cities and towns benefit from the presence of resident-owned manufactured-home communities.

Getting beyond the 'us-them'
Although people living in manufactured housing often deal with stigma, the reality is we all started somewhere.

They'll tell you to live here
When homeowners and residents take pride in their community, public perception changes.

business finance

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Mentorship and community means "being seen" for Black entrepreneur
The New Hampshire Community Loan Fund supports entrepreneurs of color like Nicole Sublette of Therapists of Color New England with funding, connections, and mentorship.

Giving small food businesses "a shot in the arm"
The Contoocook Creamery at Bohanan Farm in Hopkinton, a fifth-generation family-owned dairy farm. is exactly the type of business our Farm Food Initiative was created to support.

Far from their homes, a fresh start
Three Fresh Start Farms in central NH provide training on land access, production, and marketing to refugees who were farmers and who want to work and contribute financially to their households. Mukhtar Idhow is the Executive Director of the Organization for Refugee and Immigrant Success (ORIS), which oversees Fresh Start Farms.

Technical assistance helps business owners succeed
Mola Foods owner Jeannette Bryant needed assistance with marketing, sales, and organizing her financial reporting to take her business to the next level. The NH Community Loan Fund's business finance team gave her the training — and the encouragement — she needed.

New ideas for family business
The owners of Polly's Pancake Parlor in Sugar Hill, N.H., worked with a business coach, then expanded the restaurant's business and hours.

Recipe for success
Throwback Brewery serves food and beer made with mostly local ingredients on a historic farm in North Hampton.

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