Welcome Home Loan resources

Gary and Dawn Thulin, Welcome Home Loan borrowers

List of resident-owned communities in New Hampshire.

Welcome Home Loan application package

Individual Development Account matched savings
Individual Development Accounts (IDAs) are special matched savings accounts that help people with limited incomes save to buy a home or car, or to pay for college or technical school. 

Northern New England Real Estate Network
Find manufactured homes for sale in New Hampshire or in the town of your choice.

Know before you owe
To help you with buying and financing your home, the federal Consumer Financial Protection Bureau offers tools and resources to help you make decisions, and learn what to expect and what questions to ask.

Free annual credit report
Federal law allows you to get a free copy of your credit report every 12 months from each credit reporting company. Make sure that the information on your credit reports is up to date.

HOMEteam
Homebuyer support by U.S. Dept. of Housing and Urban Development-certified agencies helping people become home owners through homebuyer, financial fitness, and credit counseling.

Greenpath (formerly Credit Counseling Services of NH and VT)
Free, confidential credit counseling for NH and VT residents, in person or online.

More Than Wheels
Financial wellness check-ups, as well as a car-purchasing program that helps consumers get reliable vehicles with deep consumer savings. 

Bank financing
If you are buying a manufactured home in one of the co-ops listed below, you might qualify for mortgage financing through the Community Loan Fund’s initiative with St. Mary’s Bank and Merrimack County Savings Bank :

  • Barrington Oaks Cooperative, Barrington
  • Camp Sargent Road Cooperative, Merrimack
  • Elm Brook Village Cooperative, Hopkinton
  • Exeter-Hampton Cooperative, Exeter
  • Lakes Region Cooperative, Belmont
  • Lilac Drive Cooperative, Raymond
  • Medvil Cooperative, Goffstown
  • Otarnic Pond Cooperative, Hudson
  • Pepperidge Woods Cooperative, Barrington
  • Windy Acres Cooperative, Charlestown

For more information about this program, please contact:

If your NH resident-owned community has not been certified for this loan program, we strongly encourage you to ask your co-op's board of directors to contact ROC-NH Director Tara Reardon by email or at (603) 224-6669.

Special opportunity for Lakes Region MHP Cooperative
If you are buying a new home in the Lakes Region MHP Cooperative in Belmont, you might qualify for financing through USDA Rural Development Single Family 502 Housing Loans.

Research
Home Loans Matter
Buyers and sellers of manufactured homes benefit from access to financinga case study in Rochester, N.H.

Equal Housing Lender logoNew Hampshire Community Loan Fund Inc. NMLS ID 253893. Licensed by the New Hampshire banking department. Equal Housing Lender.